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Disclaimer

Last updated: January 11, 2026

General Disclaimer

The information provided on this website and through our services is for general informational purposes only. The Credit Repair Guy makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website.

No Guaranteed Results

Credit repair results vary based on individual circumstances. We do not and cannot guarantee any specific outcomes, including but not limited to:

  • Specific credit score increases
  • Removal of specific items from your credit report
  • Approval for credit, loans, or other financial products
  • Timeframes for achieving results

While we have helped many clients improve their credit profiles, past results do not guarantee future outcomes. Each credit situation is unique, and results depend on many factors outside our control.

Not Legal, Financial, or Tax Advice

The information provided by The Credit Repair Guy does not constitute legal, financial, or tax advice. Our services are limited to credit repair as defined by the Credit Repair Organizations Act (CROA). We recommend consulting with qualified professionals for:

  • Legal matters related to debt, bankruptcy, or consumer rights
  • Financial planning and investment decisions
  • Tax-related questions and obligations
  • Mortgage, loan, or credit application decisions

Your Right to Dispute Items Yourself

Under federal law, you have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost. You are not required to use a credit repair company to exercise this right. The three major credit bureaus can be contacted at:

Third-Party Links

This website may contain links to third-party websites or resources. These links are provided for your convenience only. The Credit Repair Guy does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Testimonials and Reviews

Testimonials and reviews displayed on our website represent the experiences of individual clients. These results are not typical and should not be interpreted as a guarantee of similar results. Individual results will vary based on your specific credit situation.

Educational Content

Articles, guides, and other educational content on our website are provided for informational purposes only. This content may not reflect the most current legal or regulatory developments. We make no warranties about the accuracy or completeness of this information.

Service Availability

Our services may not be available in all states or jurisdictions. Certain services may be subject to state-specific regulations. We reserve the right to limit or refuse service to anyone for any reason.

Limitation of Liability

In no event shall The Credit Repair Guy, its owners, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  • Your use of or inability to use our services
  • Any errors or omissions in our content
  • Unauthorized access to your personal information
  • Actions taken by credit bureaus or creditors
  • Decisions made based on information from our website

Compliance Statement

The Credit Repair Guy operates in compliance with the Credit Repair Organizations Act (CROA), the Fair Credit Reporting Act (FCRA), and applicable state laws governing credit repair services. We are committed to ethical business practices and transparent communication with our clients.

Contact Us

If you have questions about this Disclaimer, please contact us: